|
Frequently Asked Questions
What is a home inspection? A home inspection is an objective visual examination of the physical
structure and systems of a house, from the roof to the foundation.
What does a home inspection include? The standard home inspector's report will cover the
condition of the home's heating system; central air conditioning system (temperature permitting); interior plumbing and
electrical systems; the roof, attic and visible insulation; walls, ceilings, floors, windows and doors; the foundation, basement
and structural components.
The American Society of Home Inspectors
(ASHI) publishes a Standards of Practice and Code of Ethics that outlines what you should expect to be covered in your home inspection report.
Why do I need a home inspection? Buying a home could be the largest single investment you will
ever make. To minimize unpleasant surprises and unexpected difficulties, you'll want to learn as much as you can about
the newly constructed or existing house before you buy it. A home inspection may identify the need for major repairs or builder
oversights, as well as the need for maintenance to keep it in good shape. After the inspection, you will know more about the
house, which will allow you to make decisions with confidence.
If
you already are a homeowner, a home inspection can identify problems in the making and suggest preventive measures that might
help you avoid costly future repairs. If you are planning to
sell your home, a home inspection can give you the opportunity to make repairs that will put the house in better selling condition.
What will it cost? The inspection fee for a typical one-family house varies geographically,
as does the cost of housing. Similarly, within a given area, the inspection fee may vary depending on a number of factors
such as the size of the house, its age and possible optional services such as septic, well or radon testing.
Do
not let cost be a factor in deciding whether or not to have a home inspection or in the selection of your home inspector.
The sense of security and knowledge gained from an inspection is well worth the cost, and the lowest-priced inspection is
not necessarily a bargain. Use the inspector's qualifications, including experience, training, compliance with your state's
regulations, if any, and professional affiliations as a guide.
Why can't I do it myself? Even the most experienced homeowner lacks the knowledge and
expertise of a professional home inspector. An inspector is familiar with the elements of home construction, proper installation,
maintenance and home safety. He or she knows how the home's systems and components are intended to function together,
as well as why they fail.
Above all, most buyers find it difficult to remain completely objective and unemotional
about the house they really want, and this may have an effect on their judgment. For accurate information, it is best to obtain
an impartial, third-party opinion by a professional in the field of home inspection.
Can a house fail a home inspection? No. A professional home inspection is an examination of
the current condition of a house. It is not an appraisal, which determines market value. It is not a municipal inspection,
which verifies local code compliance. A home inspector, therefore, will not pass or fail a house, but rather describe its
physical condition and indicate what components and systems may need major repair or replacement.
What is ASHI? Since 1976, ASHI has worked to build consumer awareness of home inspection and
to enhance the professionalism of its membership. The ASHI Standards of Practice and Code of Ethics serves as a performance
guideline for home inspectors, and is universally recognized and accepted by many professional and governmental bodies.
Who belongs to ASHI? ASHI is an organization of independent, professional home inspectors
who are required to make a commitment, from the day they join as ASHI Associates, to conduct inspections in accordance with
the ASHI Standards of Practice and Code of Ethics, which prohibits engaging in conflict-of-interest activities that might
compromise their objectivity. ASHI Associates work their way to ASHI Certified Inspector status as they meet rigorous requirements,
including passing a comprehensive, written technical exam and performing a minimum of 250 professional, fee-paid home inspections
conducted in accordance with the ASHI Standards of Practice and Code of Ethics. Mandatory continuing education helps the membership
stay current with the latest in technology, materials and professional skills.
When do I call a home inspector? Typically, a home inspector is contacted immediately after
the contract or purchase agreement has been signed. Before you sign, be sure there is an inspection clause in the sales contract,
making your final purchase obligation contingent on the findings of a professional home inspection. This clause should specify
the terms and conditions to which both the buyer and seller are obligated.
Do I have to be there? While it's not required that you be present for the inspection,
it is highly recommended. You will be able to observe the inspector and ask questions as you learn about the condition of
the home and how to maintain it.
How
long does a home inspection take? Depending on the size and condition of the property,
a thorough inspection will take 2 or more hours. Ideally, you will accompany your inspector during the consultation so that
you will have visual reinforcement of the written report.
What if the report reveals problems? No house is perfect. If the inspector identifies problems,
it doesn't mean you should or shouldn't buy the house, only that you will know in advance what to expect. If your
budget is tight, or if you don't want to become involved in future repair work, this information will be important to
you. If major problems are found, a seller may agree to make repairs.
If the house proves to be in good condition, did I really need an inspection? Definitely.
Now you can complete your home purchase with confidence. You'll have learned many things about your new home from the
inspector's written report, and will have that information for future reference.
What is a Rental Weatherization Inspection? Starting January 1, 1985, most residential
rental properties in Wisconsin have had to meet minimum energy conservation standards at the time of ownership transfer. Private
state-certified inspectors are hired by owners to check properties for compliance with the standards. The Register of Deeds
in your county will not record the transfer of a property unless:
- An inspector has certified
the property; or
- The buyer has filed a Stipulation
to bring it up to Code within a year; or
- The
property or transfer is shown on the Real Estate Transfer Return to be excluded from the Code; or
- The buyer has filed a Waiver with the Department of Commerce stating that the building will be demolished
within two years.
|